Most people email us to find out if they can accept international credit cards on their website.  Our payment gateway service allows merchants who have a merchant facility at a bank, or who qualify for a credit card merchant facility at a bank, to accept any Visa or MasterCard credit card on their website.  So the bottom line is that they can accept international credit cards from cardholders in any country in the world.

In addition to this, ability to accept American Express and Diners Club cards can be linked to your merchant facility.  Then your ability to accept international credit cards online is expanded to Diners and Amex cards from any of their cardholders anywhere in the world.

This functionality to accept international credit cards online means that you can trade internationally using the internet.  Be careful though as credit cards have a 180 day chargeback period.  There is a risk that the cardholder is unhappy with your service and charges the transaction back, or that a fraudster uses someone else's credit card details to shop online at your website.

PayGate has some excellent fraud and risk mitigation services such as PayProtector, Verified by Visa and MasterCard Secure Code which can help you to identify and block fraudulent credit card transactions when you accept international credit cards online.  If you are selling valuable goods then you are a sitting duck for fraud, so the above fraud and risk screening services are a must.  If you are selling a service like a software download that has no marginal cost, then it's not so critical.

PayGate has another excellent online payment solution for receiving money from overseas and to add to the fact that you accept international credit cards online.  The product is called PaySum1 and enables you to receive commission-free forex payments from 55 countries.  These two payment methods complement each other and are available on our online payment products PayWeb and PayBill.  So if your business is ready to accept international credit cards online then visit www.paygate.co.za now.