Many businesses would like to accept credit card payments from their customers in store as well as online. In some cases however it is not suitable for these businesses to use the traditional point of sale credit card machine due to installation and maintenance requirements. PayPoint, a virtual point of sale system offered by PayGate enables businesses to accept credit card payments from their customers via a web based system that offers the functionality of a point of sale credit card machine without the need to install any additional hardware or software.

PayPoint is a web-based virtual point of sale service that can be accessed from any computer with internet access. Should the merchant wish to accept credit card payments from both local and international credit cards via the PayPoint system, they will need to log in to the PayGate Back Office admin website which each PayGate merchant gets access to. Once logged in they can enter their customers’ credit card details on a secure payments page and submit the transaction for payment processing via PayGate’s online payment gateway. The transaction is processed in real time to the merchant’s internet merchant account via the online payment gateway. The transaction results are then displayed to the merchant, who can print them out as a receipt for the cardholder if necessary. This virtual point of sale system can be accessed from any computer with internet access and does not require any software or hardware installation.

PayPoint offers the functionality found in a point of sale credit card machine within an easy to use web-based interface. The system is easy to activate and does not require the merchant to do any development. Payments are processed quickly and securely via the PayGate online payment gateway and are displayed to the merchant in real time. The PayPoint service has proven to be very beneficial for merchants in the tourism and travel industry, including travel agency operators as well as B&B operators needing to accept credit cards from their clients for booking payments