The internet offers businesses unlimited ways to advertise and sell their products to a global market. As a business competing for customers online, it is important to have a reliable, flexible and secure payment system to ensure that your customers enjoy their buying experience. PayGate has developed PayWeb – a credit card processing service that will allow merchants to accept credit card payments from both local and international credit cards directly to their internet merchant account at their bank. PayWeb offers an interface for secure credit card processing and has been designed for ease of use for both merchant and customer. PayWeb can be integrated into most shopping cart software and payment modules are available free of charge for CS-Cart, Drupal Ubercart, OS Commerce, Virtuemart and ZenCart.

PayWeb, apart from offering secure online credit card processing is also compatible with a number of additional payment methods and services. To improve the security of credit card payment processing PayWeb has been designed to facilitate 3D Secure (MasterCard SecureCode and VerifiedByVISA). It is also compatible with PayProtector Online – our proprietary fraud screening service that screens incoming transaction against a number of negative databases and blocks the High Risk (and possibly fraudulent) transactions before they are authorized, thereby reducing the chance of chargebacks. PayWeb is also compatible with PayFX, our currency conversion service. This allows merchants to price items in any supported currency. Transactions will then be converted to the home currency of the internet merchant account for processing and settlement. PayWeb also allows for payments from sources other than credit card such as Ukash voucher payments as well as FNB CellPayPoint telephone banking deposits. PaySum1 – a revolutionary new service that enables merchants to accept EFT forex payments without the high banking charges – is also compatible with PayWeb. For more information please see www.paysum1.com.

For businesses looking to capitalize on the opportunities offered by the internet and e-commerce, both in South Africa and abroad, PayWeb offers a reliable, affordable and secure way to accept credit card payments as well as voucher and direct deposit payments online.